APY may change before or after you open an account. Meanwhile you can read full answer Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Apply for a secured credit card. What does your credit score need to be for the Amex Platinum card? Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. 4. Log into your account and refer to your Account Agreement to check feature availability. 2023 Ingo Money, Inc. All rights reserved. Loans, Auto Other card fees apply. In, Rent & Utility Reviews, Log Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Cards for Bad Credit, All If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. 2.00% Annual Percentage Yield (APY) as of January 2023. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. We are committed to being fully transparent with our readers. Fill In Your Number. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. See app for participating retailers.. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. Only salaried individuals can apply for the card. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Visit https://ingomoneyapp.com/terms-conditions/for complete details. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. Check the data at the top of this page and the bank's website for the most current information. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. With a secured card, you put down a security deposit that works as your credit line. APY may change before or after you open an account. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. Personal Finance, View All Blog APR Cards, Balance Prompt notice is required. To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. Lock / unlock your card*, account alerts* & a chip-enabled card! Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Cobalt Card. Thank you for considering Golden 1 Credit Union. Limits apply. Fees on your primary deposit account may reduce earnings on your savings account. Overdrafts are paid at our discretion. Your Credit, Repairing Subject to other banks restrictions and fees. Account must be in good standing and chip-enabled debit card activated to opt-in. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. If you want to learn more about your credit, sign up for a free account with Credit.com. Not a gift card. When on a mobile device, tap on * to view disclosures. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Limits apply. Pick up a card at a retail store near you! National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit GreenDot.com today. Card Details. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). RewardsReward It, New Credit Report Card, Free All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Elisa has been with Credit.com since 2014, when she started out a Free Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Additional customer verification may be required. Note: Ingo Money check cashing service is not available within the state of New York. Additional customer verification may be required. Overdraft protection up to $200 and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Additional customer verification may be required. Do Not Sell or Share My Personal Information. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. APY may change before or after you open an account. Ingo Money is a service provided by First Century Bank, N.A. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. See app for free ATM locations. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. If you have experience, you can About Credit Repair, Credit The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Opinions expressed here are the authors and/or WalletHub editors'. You can make your monthly payments at any participating retailer. Claim the cash back every 12 months of use and your account being in good standing. 3 stars. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. ReportingBuild It, Identity ProtectionGuard Consolidation Loans, Search All Loans, All About (The minimum is $200.) WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. See app for free ATM locations. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Calculator, See All Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. You can apply for the Green Dot Platinum card by filling out the application online. American Express. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Enter your cell phone number and well send you a link to install the WalletHub app. Limits apply. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Pre-qualify without affecting your credit score. 2.00% Annual Percentage Yield. 4.50% Annual Percentage Yield (APY) as of January 2023. All checks are subject to approval for funding in Ingo Moneys sole discretion. Truth about Credit Repair, All Additional customer verification may be required. Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. Do Not Sell or Share My Personal Information.